[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tritone.cz\/proc-byste-si-nepujcili\/#Article","mainEntityOfPage":"https:\/\/www.tritone.cz\/proc-byste-si-nepujcili\/","headline":"Pro\u010d byste si nep\u016fj\u010dili?","name":"Pro\u010d byste si nep\u016fj\u010dili?","description":"Lid\u00e9 m\u00edvaj\u00ed nejednou takzvan\u011b hluboko do kapsy. St\u00e1v\u00e1 se to, proto\u017ee jak v\u0161ichni dob\u0159e v\u00edme, nejsou platy \u010di jin\u00e9 […]","datePublished":"2021-02-19","dateModified":"2023-05-02","author":{"@type":"Person","@id":"https:\/\/www.tritone.cz\/author\/#Person","name":"","url":"https:\/\/www.tritone.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/25a824e14ead2d36aba24b918221841350fb41cea98048e9b1929df8c4bf4bd8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tritone.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tritone.cz\/wp-content\/uploads\/mince%20a%20pero_1.jpg","url":"https:\/\/www.tritone.cz\/wp-content\/uploads\/mince%20a%20pero_1.jpg","height":0,"width":0},"url":"https:\/\/www.tritone.cz\/proc-byste-si-nepujcili\/","about":["Bydlen\u00ed"],"wordCount":450,"articleBody":"     Lid\u00e9 m\u00edvaj\u00ed nejednou takzvan\u011b hluboko do kapsy. St\u00e1v\u00e1 se to, proto\u017ee jak v\u0161ichni dob\u0159e v\u00edme, nejsou platy \u010di jin\u00e9 p\u0159\u00edjmy mnoha na\u0161inc\u016f nijak z\u00e1vratn\u00e9 a vlastn\u011b ani zaru\u010den\u00e9, a tud\u00ed\u017e se prost\u011b n\u011bkdy stane, \u017ee z\u00edskan\u00e9 pen\u00edze nesta\u010d\u00ed na to, aby se jimi pokryly v\u0161echny v\u00fddaje, je\u017e na \u010dlov\u011bka dolehnou. Zejm\u00e9na kdy\u017e se objev\u00ed n\u011bco, co se mus\u00ed zaplatit, ale co je ne\u010dekan\u00e9 nebo neobvykle drah\u00e9.Kdekdo tak m\u016f\u017ee n\u011bkdy zjistit, \u017ee se sv\u00fdmi p\u0159\u00edjmy nevysta\u010d\u00ed, \u017ee by pot\u0159eboval v\u00edc pen\u011bz, ne\u017e kolik jich m\u00e1. A v tu chv\u00edli p\u0159ijdou vhod \u00faspory doty\u010dn\u00e9ho.Jen\u017ee ani \u00faspory nejednou nem\u00edv\u00e1me, a pak tudy cesta nevede. A jako jedin\u00e9 dostupn\u00e9 \u0159e\u0161en\u00ed n\u00e1m v tu chv\u00edli z\u016fst\u00e1v\u00e1 u\u017e jenom p\u016fj\u010dka.N\u011bkdy si \u010dlov\u011bk pot\u0159ebuje p\u016fj\u010dit pomalu jenom p\u00e1r korun, n\u011bkdy t\u0159eba i mnohem v\u00edce, to se li\u0161\u00ed p\u0159\u00edpad od p\u0159\u00edpadu. Ka\u017edop\u00e1dn\u011b je ale jist\u00e9 jedno. A sice to, \u017ee m\u00e1-li z\u00e1jemce o p\u016fj\u010dku jenom docela n\u00edzk\u00e9 p\u0159\u00edjmy a nav\u00edc t\u0159eba z\u00e1znam v registrech dlu\u017en\u00edk\u016f \u010di rovnou exekuci, budou se mu v bance zdr\u00e1hat p\u016fj\u010dit. Nechaj\u00ed si tu dolo\u017eit kdejakou skute\u010dnost, v\u0161e prov\u011b\u0159\u00ed a porovnaj\u00ed se sv\u00fdmi krit\u00e9rii, a nakonec dost mo\u017en\u00e1 dosp\u011bj\u00ed k z\u00e1v\u011bru, \u017ee n\u011bkomu takov\u00e9mu nelze p\u016fj\u010dit, proto\u017ee tento nen\u00ed bonitn\u00ed.A je v takov\u00e9 chv\u00edli zle? Jist\u011b, p\u0159\u00edjemn\u00e9 to nen\u00ed, ale po\u0159\u00e1d je\u0161t\u011b nen\u00ed v\u0161echno ztraceno. Proto\u017ee pr\u00e1v\u011b pro takov\u00e9 lidi je tu nebankovn\u00ed hypot\u00e9ka. U t\u00e9 se ani relativn\u011b n\u00edzk\u00fdch p\u0159\u00edjm\u016f, ani z\u00e1znam\u016f v registrech dlu\u017en\u00edk\u016f, ani jin\u00fdch nedostatk\u016f moc ob\u00e1vat net\u0159eba. Proto\u017ee je zde jako u ka\u017ed\u00e9 hypot\u00e9ky nejd\u016fle\u017eit\u011bj\u0161\u00ed to, zda m\u016f\u017ee \u017eadatel poskytnout coby z\u00e1ruku \u0159\u00e1dn\u00e9ho spl\u00e1cen\u00ed z\u00e1stavu sv\u00e9 nemovitosti. A stane-li se tak, obvykle se d\u00e1 nad leckter\u00fdm nedostatkem p\u0159imhou\u0159it oko. A \u010dlov\u011bk se tu tedy tolik pot\u0159ebn\u00fdch pen\u011bz do\u010dk\u00e1.Tady si tedy m\u016f\u017ee p\u016fj\u010dit ka\u017ed\u00fd majitel nemovitosti, a to t\u0159eba i nemal\u00e9 pen\u00edze s dlouhou dobou splatnosti a p\u0159\u00edzniv\u00fdmi spl\u00e1tkami a \u00faroky. A pak u\u017e se daj\u00ed panuj\u00edc\u00ed finan\u010dn\u00ed t\u011b\u017ekosti doty\u010dn\u00e9ho zvl\u00e1dnout.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pro\u010d byste si nep\u016fj\u010dili?","item":"https:\/\/www.tritone.cz\/proc-byste-si-nepujcili\/#breadcrumbitem"}]}]